Ugh... Beware sa mga bank scammers! I answered a call without looking at my phone (I normally look first but since I was expecting a call, di ko na natingnan)... She has a soft voice and asked for my name. I said that's me, and she went on to say that she's from BPI and they are offering to waive the annual fee for life for my card (she said the last 3 digits too) and increase my limit pa. She then said she needs to confirm the code or details on my card... Weh what?! On my card daw = RED FLAG! Totoo lang, I was interested dahil waive annual fee nga daw but since wala pa yung replacement ko, di sya natuloy kasi dapat daw activated ang card. Sasabihan nya daw yung department nila tungkol sa delivery at tatawag naman daw sila ulit para sa offer... At this point, nagtataka nako sa sarili ko - why am I still speaking to this person? Kakagat pa talaga ako sa pain nya ha! Afterwards, nakita ko na cellphone number ang gamit nya = RED FLAG nanaman! OMG, scammer pala yung kausap ko!...