da tomāto

Blurry pic of yesterday's egg, kalo-kalo & leftover giniling. Very humid that it's dangerous taking a bath, you can slip because you sweat at the same time. Not joking. Getting new prescription eyeglasses deferred indefinitely. Fund will be appropriated to something more important than replacing broken specs and better vision {insert sarcasm}. That "something" is cleaning up after someone else's mistake. Need to fix it to get rid of this headache. Big problem that could've been solved when it was small. Kainis . Unnecessary stress. Most of my hair is quickly turning white. Not joking.

Warren Buffet Interview from Yahoo Finance in 2010 MR. WARREN BUFFET'S FINANCIAL TIPS FOR THE AVERAGE AMERICAN (AVERAGE "ANYONE," REALLY) 1. Avoid Debt. Especially Credit Card Debt. Warren Buffet says, "Well, you never want to owe money you can't pay. I'm basically against debt. I mean, I think the average individual will live a lot happier life if they avoid... They certainly ought to avoid credit card debt. I mean, there's no reason in the world to pay 18% for money... I can't make money paying 18% for money so, why should people up and down the street do that?" [Credit card interest rate in the Philippines is around 3.5% a month so, that's 42% a year!] 2. If You Have Savings, Buy Funds Monthly and Buy Them for the Long-Term. Do Not Dance In and Out of It. Warren Buffet says, "If you have savings, and it's a good idea to have them if you can, just buy index funds and just buy them every month. And don't liste

Yesterday's broccoli, leftover pork stew, rice and freshly squeezed dalandan juice. I lost money in the bank last year (2015). A fee was more than my net interest. I used to keep some interest or just break even by opening short-term time deposits (TD) but TD rates have been sh*tty since the 2nd half of 2013. What's more, my bank temporarily stopped accepting TDs for 6 months last year without prior notice. They might do that again so I'll need a backup plan. I need to think (and compute).