losing money

dada's food
Yesterday's broccoli, leftover pork stew, rice and freshly squeezed dalandan juice.

I lost money in the bank last year (2015). A fee was more than my net interest. I used to keep some interest or just break even by opening short-term time deposits (TD) but TD rates have been sh*tty since the 2nd half of 2013. What's more, my bank temporarily stopped accepting TDs for 6 months last year without prior notice.

They might do that again so I'll need a backup plan.

I need to think (and compute).
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