Lately, bills payments that I've made from UnionBank online to Paymaya have been delayed. I would typically receive my funds in two (2) hours regardless of amount. But in two separate transactions, I've had to forward my Unionbank confirmation email to Paymaya support: support@paymaya.com ...to report my missing funds, with the subject, RE: Missing Funds. Take note that I made these payments on a weekday, in the morning. The first time, my money showed up in my Paymaya account two business days after I emailed Paymaya. The second time happened today... Well, I just emailed them this evening.